Does my standard general liability policy cover my mobile operation?
In short, most likely not. It is extremely important to clarify with your insurance company or read your policy for a specific exclusion limiting coverage. Please do not hesitate to reach out to me if you are unsure.
There are only a few insurance companies that will insure mobile operations. I am the leading expert in the field and in my experience, places that have mobile operations fall into one of four buckets:
Do not have insurance
The insurance company does not know they are insuring mobile operations
The axe throwing venue has a claims made policy (see link)
The axe throwing venue is paying a substantial amount more to have an occurrence policy
Mobile operations can be insured, but there are severe limitations to it currently in the market place. This is an evolving market and this is subject to change.