All landlords (that have their heads on their shoulders) require you to sign a lease that has a section about insurance requirements. Once you sign the lease, you are on the hook. It is imperative to send your lease to our team to review. People either buy insurance because they want to better protect themselves or because they are required to by contract (in this case a lease).
Often times landlords/property management firms will have extremely strict insurance requirements such as high limits than a standard policy comes with. Before signing a lease, it would be prudent to know what kind of costs the extra insurance may be per year. Often times you can push back on the landlord/property management firm and if not, it may be in your best interests to find a new space to rent.
Please do not hesitate to contact our team to perform a free lease review and consultation on your behalf.
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